Retail Mortgages: Law, Practice and Regulation

Retail Mortgages: Law, Practice and Regulation provides in-depth coverage of both the law of retail mortgages and the new regulatory regime.

This new title:

• Includes detailed discussion of the Mortgage Conduct of Business Rules (MCOB rules) and explains how retail mortgage regulation will now work in practice
• Combines discussion of the law of mortgages with analysis of the regulatory system
• Covers both residential and commercial mortgage lending
• Provides detailed explanation of the new regulatory regime, including authorisation and permission, the principles of business, conduct requirements and regulatory contravention
• Sets out the basics of mortgage law including types of mortgage, repayment systemts, discharge and subrogation
• Discusses disputes and enforcement, claims, receivership, litigation and the Financial Ombudsman Service
• Presents example policy clauses and precedent materials